Will debt management stop creditors from calling?

Once a program has been approved, it is rare that you will ever hear from the creditor again. The time it takes for creditors to approve the program does vary in length: some return our written notices within just a day or two, while others may take 4 to 6 weeks to confirm you are in the program. As long as you continue to pay on time every month, your creditors will have no reason to contact you.