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How can a debt management program lower my monthly payments?

Most creditors have separate policies when dealing with firms like AA Canada Credit Advisors because they recognize the consumer is trying to fulfill their obligation and avoid bankruptcy. Because the cost to the creditor of a client going through bankruptcy proceedings is high, they will allow our clients concessions to both the monthly payment amount and normally the interest rates. So even though you may pay less each month though our program, you get out of debt faster due to better interest rates from the creditors.

Credit Advisors Foundation
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