Credit Advisors has a phone number for their clients to give to creditors or debt collectors. Just refer them to us and we will take care of the rest. Usually, once a client is approved for a program the creditor will agree to contact the agency for whatever information is needed. In other words, they handle harassing phone calls for you and allow you to focus on rebuilding your financial life by making timely payments into the program. Your debt management program is designed to not only help you get out of debt, but to stop harassment.